:root{
  --brand:#ED6D00;
  --brand-deep:#D9480F;
  --brand-yellow:#F5B400;
  --grad:linear-gradient(120deg,#F5B400 0%,#ED6D00 45%,#E0401A 100%);
  --ink:#1E2228;
  --ink-2:#565D67;
  --ink-3:#8A9099;
  --bg:#FFFFFF;
  --bg-warm:#FFF7EE;
  --bg-gray:#F6F5F3;
  --line:#ECE6DF;
  --dark:#23262B;
  --radius:18px;
  --shadow:0 10px 30px rgba(60,35,10,.08);
  --jp-head:"Zen Kaku Gothic New","Noto Sans JP",sans-serif;
  --en:"Outfit","Noto Sans JP",sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Noto Sans JP",-apple-system,"Hiragino Sans",sans-serif;color:var(--ink);background:var(--bg);line-height:1.8;font-size:16px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul{list-style:none}
.container{max-width:1160px;margin:0 auto;padding:0 24px}
.en{font-family:var(--en);letter-spacing:.12em;text-transform:uppercase;font-size:13px;font-weight:600;color:var(--brand)}
.sec{padding:110px 0}
.sec-head{margin-bottom:48px}
.sec-head h2{font-family:var(--jp-head);font-size:clamp(26px,3.4vw,38px);font-weight:700;line-height:1.4;margin-top:8px;letter-spacing:.02em}
.sec-head p{color:var(--ink-2);margin-top:14px;max-width:640px}
.sec-head.center{text-align:center}
.sec-head.center p{margin-left:auto;margin-right:auto}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:16px 28px;border-radius:999px;font-weight:700;font-size:15px;transition:transform .2s,box-shadow .2s,background .2s;white-space:nowrap}
.btn svg{width:18px;height:18px;flex:none}
.btn-primary{background:var(--grad);color:#fff;box-shadow:0 8px 20px rgba(237,109,0,.3)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(237,109,0,.38)}
.btn-ghost{background:#fff;color:var(--ink);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--brand);color:var(--brand)}
.btn-white{background:#fff;color:var(--brand-deep)}
.btn-white:hover{transform:translateY(-2px)}
.link-arrow{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--brand);font-size:15px}
.link-arrow::after{content:"";width:22px;height:1.5px;background:currentColor;transition:width .2s}
.link-arrow:hover::after{width:34px}

/* header */
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s}
.header.scrolled{border-color:var(--line);box-shadow:0 4px 20px rgba(0,0,0,.04)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:78px;gap:24px}
.logo img{height:34px;width:auto}
.gnav{display:flex;align-items:center;gap:30px}
.gnav a{font-size:14.5px;font-weight:500;position:relative}
.gnav a::after{content:"";position:absolute;left:0;bottom:-6px;width:0;height:2px;background:var(--brand);transition:width .2s}
.gnav a:hover::after{width:100%}
.header-cta{display:flex;align-items:center;gap:20px}
.header-tel{text-align:right;line-height:1.25}
.header-tel strong{font-family:var(--en);font-size:21px;font-weight:600;letter-spacing:.02em;display:flex;align-items:center;gap:6px}
.header-tel strong svg{width:17px;height:17px;color:var(--brand)}
.header-tel small{font-size:11px;color:var(--ink-3)}
.header .btn{padding:12px 22px;font-size:14px}
.menu-btn{display:none;width:44px;height:44px;border:0;background:none;cursor:pointer;position:relative}
.menu-btn span{position:absolute;left:11px;width:22px;height:2px;background:var(--ink);transition:.25s}
.menu-btn span:nth-child(1){top:15px}.menu-btn span:nth-child(2){top:21px}.menu-btn span:nth-child(3){top:27px}
.menu-open .menu-btn span:nth-child(1){top:21px;transform:rotate(45deg)}
.menu-open .menu-btn span:nth-child(2){opacity:0}
.menu-open .menu-btn span:nth-child(3){top:21px;transform:rotate(-45deg)}

/* hero */
.hero{position:relative;overflow:hidden;padding:64px 0 0}
.hero::before{content:"";position:absolute;right:-240px;top:-200px;width:760px;height:760px;border-radius:50%;background:radial-gradient(circle,#FFE7C7 0%,rgba(255,231,199,0) 70%);z-index:-1}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:56px;align-items:center}
.hero h1{font-family:var(--jp-head);font-weight:900;font-size:clamp(34px,5vw,58px);line-height:1.35;letter-spacing:.03em;margin:22px 0 10px}
.hero h1 .accent{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .tagline{font-family:var(--en);font-style:italic;color:var(--brand);letter-spacing:.06em;font-size:15px}
.hero .lead{color:var(--ink-2);margin:26px 0 36px;font-size:16.5px;max-width:520px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px}
.hero-visual{position:relative}
.hero-visual .photo{border-radius:28px 28px 28px 120px;overflow:hidden;aspect-ratio:4/4.4;box-shadow:var(--shadow)}
.hero-visual .photo img{width:100%;height:100%;object-fit:cover}
.hero-visual .mark{position:absolute;width:132px;height:132px;right:-28px;top:-34px;border-radius:50%;background:#fff;box-shadow:0 12px 30px rgba(237,109,0,.22);display:grid;place-items:center}
.hero-visual .mark::before{content:"";width:78px;height:88px;background:url(../img/logo.png) left center/auto 88px no-repeat}
.hero-badge{position:absolute;left:-30px;bottom:44px;background:#fff;border-radius:16px;padding:16px 22px;box-shadow:0 16px 40px rgba(0,0,0,.12);display:flex;align-items:center;gap:14px}
.hero-badge .num{font-family:var(--en);font-size:40px;font-weight:700;line-height:1;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero-badge p{font-size:13px;line-height:1.5;color:var(--ink-2)}
.hero-badge p b{color:var(--ink);font-size:15px}

.stats{display:grid;grid-template-columns:repeat(2,1fr);margin-top:72px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.stat{padding:28px 20px;text-align:center;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat .v{font-family:var(--en);font-size:34px;font-weight:600;line-height:1.1}
.stat .v small{font-family:"Noto Sans JP";font-size:15px;font-weight:700;margin-left:2px}
.stat .l{font-size:13px;color:var(--ink-3);margin-top:6px}

/* accident band */
.accident{background:var(--dark);color:#fff;padding:40px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.accident-inner{display:grid;grid-template-columns:auto 1fr 1fr;gap:28px;align-items:center}
.accident-title{display:flex;align-items:center;gap:14px}
.accident-title .ico{width:52px;height:52px;border-radius:50%;background:#E0401A;display:grid;place-items:center;flex:none}
.accident-title .ico svg{width:26px;height:26px}
.accident-title h2{font-family:var(--jp-head);font-size:20px;line-height:1.4;white-space:nowrap}
.accident-title h2 small{display:block;font-size:12px;font-weight:500;color:#B9BEC6;font-family:"Noto Sans JP"}
.acc-tel{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:14px 20px;transition:background .2s}
.acc-tel:hover{background:rgba(255,255,255,.12)}
.acc-tel .co{font-size:12.5px;color:#C9CDD3}
.acc-tel .no{font-family:var(--en);font-size:22px;white-space:nowrap;font-weight:600;letter-spacing:.03em;display:flex;align-items:center;gap:8px}
.acc-tel .no em{font-style:normal;font-size:11px;font-family:"Noto Sans JP";background:#fff;color:var(--dark);padding:1px 7px;border-radius:4px;font-weight:700;letter-spacing:0}
.accident .btn{background:#fff;color:var(--dark)}
.accident .btn:hover{background:var(--brand-yellow)}
.acc-forms{display:grid;grid-template-columns:auto repeat(4,1fr);gap:12px;align-items:center;margin-top:24px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12)}
.acc-forms h3{font-family:var(--jp-head);font-size:16px;line-height:1.4;margin-right:16px;white-space:nowrap}
.acc-forms h3 small{display:block;font-family:"Noto Sans JP";font-size:12px;font-weight:500;color:#B9BEC6}
.acc-form{display:flex;align-items:center;gap:10px;background:#fff;color:var(--dark);border-radius:12px;padding:13px 16px;font-weight:700;font-size:14.5px;transition:background .2s}
.acc-form:hover{background:var(--brand-yellow)}
.acc-form svg{width:20px;height:20px;flex:none;color:var(--brand)}
.acc-form svg.arr{width:16px;height:16px;margin-left:auto;color:var(--ink-3)}

/* find insurance */
.find-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.find-card{background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;display:flex;flex-direction:column}
.find-card .ph{height:220px;position:relative;overflow:hidden}
.find-card .ph img{width:100%;height:100%;object-fit:cover;transition:transform .6s}
.find-card:hover .ph img{transform:scale(1.04)}
.find-card .ph .label{position:absolute;left:24px;bottom:20px;color:#fff;z-index:1}
.find-card .ph::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,0) 35%,rgba(0,0,0,.55))}
.find-card .ph .label .en{color:#FFD9A8}
.find-card .ph .label h3{font-family:var(--jp-head);font-size:26px;line-height:1.3}
.find-card .body{padding:26px 26px 30px;flex:1;display:flex;flex-direction:column}
.find-card .body > p{color:var(--ink-2);font-size:14.5px;margin-bottom:20px}
.types{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:24px}
.type{display:flex;align-items:center;gap:12px;padding:13px 14px;border-radius:12px;background:var(--bg-gray);font-weight:700;font-size:14.5px;transition:background .2s,color .2s}
.type:hover{background:var(--bg-warm);color:var(--brand-deep)}
.type .i{width:36px;height:36px;border-radius:10px;background:#fff;display:grid;place-items:center;flex:none;color:var(--brand)}
.type .i svg{width:20px;height:20px}
.type small{display:block;font-weight:400;font-size:11.5px;color:var(--ink-3);line-height:1.3}
.find-card .link-arrow{margin-top:auto}

/* medical CTA */
.medical{padding:72px 0 0}
.medical-box{background:var(--grad);border-radius:28px;padding:56px 60px;color:#fff;display:grid;grid-template-columns:1.3fr auto;gap:40px;align-items:center;position:relative;overflow:hidden}
.medical-box::after{content:"";position:absolute;right:-80px;top:-80px;width:300px;height:300px;border-radius:50%;border:50px solid rgba(255,255,255,.12)}
.medical-box .en{color:#FFF1DC}
.medical-box h2{font-family:var(--jp-head);font-size:clamp(24px,3vw,32px);line-height:1.45;margin:8px 0 12px}
.medical-box p{opacity:.95;font-size:15px}
.medical-box .note{font-size:12.5px;opacity:.85;margin-top:10px}
.medical-box .btn{position:relative;z-index:1;padding:20px 34px;font-size:16px}

/* reasons */
.reasons{background:var(--bg-warm)}
.reason-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.reason{background:#fff;border-radius:20px;padding:32px 26px;position:relative}
.reason .no{font-family:var(--en);font-size:44px;font-weight:700;line-height:1;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.reason h3{font-family:var(--jp-head);font-size:19px;line-height:1.5;margin:18px 0 10px}
.reason p{font-size:14px;color:var(--ink-2)}
.programs{margin-top:28px;background:#fff;border-radius:20px;padding:26px 30px;display:flex;flex-wrap:wrap;align-items:center;gap:12px 14px}
.programs b{font-family:var(--jp-head);font-size:15px;margin-right:8px}
.chip{border:1px solid var(--line);border-radius:999px;padding:6px 16px;font-size:13.5px;background:var(--bg-gray)}

/* philosophy */
.philo-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.philo-photo{border-radius:24px;overflow:hidden;aspect-ratio:5/4}
.philo-photo img{width:100%;height:100%;object-fit:cover}
.philo h2{font-family:var(--jp-head);font-weight:900;font-size:clamp(34px,4.4vw,52px);line-height:1.3;margin:10px 0 24px}
.philo h2 span{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.philo .words{font-size:17px;line-height:2.1}
.philo .sign{margin-top:22px;color:var(--ink-3);font-size:14px}
.friends{margin-top:40px;padding-top:28px;border-top:1px solid var(--line)}
.friends h3{font-size:13px;color:var(--ink-3);font-weight:500;margin-bottom:14px}
.friends h3 span{font-family:var(--en);letter-spacing:.1em;margin-left:8px}
.friends-row{display:flex;gap:16px;align-items:center}
.friend{height:84px;padding:12px 22px;border:1px solid var(--line);border-radius:14px;display:flex;align-items:center;gap:14px;transition:border-color .2s}
.friend:hover{border-color:var(--brand)}
.friend img{max-height:60px;width:auto}
.friend span{font-size:13px;font-weight:700;line-height:1.4}

/* news */
.news{background:var(--bg-gray)}
.news-grid{display:grid;grid-template-columns:300px 1fr;gap:48px}
.news-list{background:#fff;border-radius:20px;padding:8px 32px}
.news-item{display:grid;grid-template-columns:110px 90px 1fr 20px;gap:18px;align-items:center;padding:24px 0;border-bottom:1px solid var(--line)}
.news-item:last-child{border-bottom:0}
.news-item time{font-family:var(--en);color:var(--ink-3);font-size:15px}
.news-item .tag{font-size:12px;text-align:center;border-radius:6px;padding:2px 0;background:var(--bg-warm);color:var(--brand-deep);font-weight:700}
.news-item .tag.gray{background:var(--bg-gray);color:var(--ink-2)}
.news-item .ttl{font-weight:500}
.news-item:hover .ttl{color:var(--brand)}
.news-item svg{width:18px;height:18px;color:var(--ink-3)}

/* insurers */
.insurers .logos{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.ins{height:96px;border:1px solid var(--line);border-radius:14px;display:grid;place-items:center;padding:14px 22px;background:#fff;transition:box-shadow .2s}
.ins:hover{box-shadow:var(--shadow)}
.ins img{max-height:44px;width:auto;object-fit:contain}
.ins .txt{font-weight:700;font-size:15px;color:#E36500;letter-spacing:.02em}
.travel{margin-top:22px;display:flex;align-items:center;justify-content:space-between;gap:20px;background:var(--bg-gray);border-radius:16px;padding:18px 24px}
.travel p{font-size:14.5px}
.travel p b{font-size:16px}
.travel img{height:56px;width:auto;border-radius:6px}

/* company */
.company{background:var(--bg-warm)}
.company-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.info{background:#fff;border-radius:20px;padding:12px 32px}
.info dl{display:grid;grid-template-columns:110px 1fr;border-bottom:1px solid var(--line);padding:18px 0;gap:16px;font-size:14.5px}
.info dl:last-child{border-bottom:0}
.info dt{color:var(--ink-3);font-weight:500}
.info dd ul li{position:relative;padding-left:14px}
.info dd ul li::before{content:"";position:absolute;left:0;top:.8em;width:5px;height:5px;border-radius:50%;background:var(--brand)}
.map{border-radius:20px;overflow:hidden;background:#fff;display:flex;flex-direction:column}
.map iframe{width:100%;flex:1;min-height:320px;border:0;display:block;background:var(--bg-gray)}
.map .acc{padding:22px 28px;font-size:14.5px}
.map .acc li{display:flex;gap:10px;align-items:center}
.map .acc li svg{width:18px;height:18px;color:var(--brand);flex:none}

/* contact */
.contact{padding:110px 0}
.contact-box{text-align:center;border:1px solid var(--line);border-radius:28px;padding:64px 32px;position:relative;overflow:hidden}
.contact-box::before{content:"";position:absolute;left:50%;top:-1px;transform:translateX(-50%);width:120px;height:4px;background:var(--grad);border-radius:0 0 4px 4px}
.contact-box h2{font-family:var(--jp-head);font-size:clamp(24px,3vw,34px);line-height:1.5;margin:10px 0 12px}
.contact-box > p{color:var(--ink-2)}
.contact-ways{display:flex;justify-content:center;align-items:center;gap:40px;margin-top:40px;flex-wrap:wrap}
.big-tel{text-align:left}
.big-tel .no{font-family:var(--en);font-size:44px;font-weight:600;line-height:1.1;display:flex;align-items:center;gap:10px}
.big-tel .no svg{width:32px;height:32px;color:var(--brand)}
.big-tel small{color:var(--ink-3);font-size:13px}
.contact-ways .divider{width:1px;height:70px;background:var(--line)}
.contact-btns{display:flex;flex-direction:column;gap:12px}

/* footer */
.footer{background:var(--dark);color:#D4D7DC;padding:72px 0 28px;font-size:14px}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:40px}
.footer .logo-w{background:#fff;display:inline-block;padding:10px 16px;border-radius:10px;margin-bottom:20px}
.footer .logo-w img{height:28px}
.footer address{font-style:normal;line-height:1.9}
.footer h4{color:#fff;font-size:13px;font-family:var(--en);letter-spacing:.12em;margin-bottom:16px}
.footer li{margin-bottom:10px}
.footer li a:hover{color:#fff;text-decoration:underline}
.footer-note{border-top:1px solid rgba(255,255,255,.1);margin-top:48px;padding-top:24px;font-size:12px;color:#9AA0A8;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}

/* mobile bottom bar */
.sp-bar{display:none}

/* ---------- responsive ---------- */
@media (max-width:1080px){
  .gnav{gap:20px}
  .header-tel{display:none}
  .reason-grid{grid-template-columns:repeat(2,1fr)}
  .accident-inner{grid-template-columns:1fr 1fr}
  .accident-title{grid-column:1/-1}
  .accident .btn{grid-column:1/-1}
  .acc-forms{grid-template-columns:repeat(2,1fr)}
  .acc-forms h3{grid-column:1/-1}
}
@media (max-width:860px){
  body{font-size:15px}
  .container{padding:0 16px}
  .sec{padding:76px 0}
  .header-inner{height:64px}
  .logo img{height:28px}
  .menu-btn{display:block}
  .header .btn{display:none}
  .gnav{position:fixed;inset:64px 0 auto 0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 16px 24px;border-bottom:1px solid var(--line);box-shadow:0 20px 30px rgba(0,0,0,.08);transform:translateY(-8px);opacity:0;pointer-events:none;transition:.25s}
  .gnav a{padding:16px 4px;border-bottom:1px solid var(--line);font-size:16px}
  .gnav a::after{display:none}
  .menu-open .gnav{transform:none;opacity:1;pointer-events:auto}
  .hero{padding-top:32px}
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .hero .lead{margin:20px 0 28px}
  .hero-actions .btn{flex:1 1 100%}
  .hero-visual{margin:0 8px}
  .hero-visual .photo{aspect-ratio:4/3.4;border-radius:22px 22px 22px 80px}
  .hero-visual .mark{width:92px;height:92px;right:-8px;top:-26px}
  .hero-visual .mark::before{width:55px;height:62px;background-size:auto 62px}
  .hero-badge{left:-8px;bottom:-24px;padding:12px 16px}
  .hero-badge .num{font-size:32px}
  .stats{grid-template-columns:repeat(2,1fr);margin-top:56px}
  .stat .v{font-size:28px}
  .accident-inner{grid-template-columns:1fr;gap:14px}
  .find-grid{grid-template-columns:1fr}
  .find-card .ph{height:180px}
  .types{grid-template-columns:1fr 1fr}
  .type{padding:11px 10px;gap:10px;font-size:13.5px}
  .type .i{width:32px;height:32px}
  .medical{padding-top:48px}
  .medical-box{grid-template-columns:1fr;padding:40px 24px;gap:24px}
  .medical-box .btn{width:100%}
  .reason-grid{grid-template-columns:1fr}
  .reason{padding:26px 22px}
  .philo-grid{grid-template-columns:1fr;gap:36px}
  .friends-row{flex-direction:column;align-items:stretch}
  .news-grid{grid-template-columns:1fr;gap:8px}
  .news-list{padding:4px 20px}
  .news-item{grid-template-columns:auto 1fr;gap:6px 12px;padding:18px 0}
  .news-item .tag{width:80px}
  .news-item .ttl{grid-column:1/-1}
  .news-item svg{display:none}
  .insurers .logos{grid-template-columns:repeat(2,1fr);gap:10px}
  .ins{height:80px;padding:12px}
  .ins img{max-height:34px}
  .travel{flex-direction:column;align-items:flex-start}
  .company-grid{grid-template-columns:1fr}
  .info{padding:4px 20px}
  .info dl{grid-template-columns:1fr;gap:2px}
  .contact{padding:76px 0}
  .contact-box{padding:48px 20px}
  .contact-ways{flex-direction:column;gap:24px}
  .contact-ways .divider{display:none}
  .big-tel{text-align:center}
  .big-tel .no{font-size:34px;justify-content:center}
  .contact-btns{width:100%}
  .footer{padding-bottom:100px}
  .footer-grid{grid-template-columns:1fr 1fr}
  .footer-grid > div:first-child{grid-column:1/-1}
  .sp-bar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(0,0,0,.06);padding-bottom:env(safe-area-inset-bottom)}
  .sp-bar a{display:flex;flex-direction:column;align-items:center;gap:2px;padding:9px 0 8px;font-size:11.5px;font-weight:700}
  .sp-bar a svg{width:22px;height:22px}
  .sp-bar a.main{background:var(--grad);color:#fff}
  .sp-bar a.acc{color:#D0391A}
}

/* ===== subpages (法人向けの保険) ===== */
.page-hero{position:relative;overflow:hidden;background:var(--bg-warm);padding:44px 0 56px}
.page-hero::before{content:"";position:absolute;right:-200px;top:-220px;width:620px;height:620px;border-radius:50%;background:radial-gradient(circle,#FFE0B8 0%,rgba(255,224,184,0) 70%)}
.page-hero .container{position:relative}
.crumb{list-style:none;display:flex;flex-wrap:wrap;gap:6px 10px;font-size:12.5px;color:var(--ink-3);margin-bottom:28px}
.crumb a:hover{color:var(--brand)}
.crumb li+li::before{content:"/";margin-right:10px;color:var(--line)}
.page-hero-inner{display:flex;align-items:center;gap:22px}
.page-hero .ico{width:72px;height:72px;border-radius:20px;background:#fff;display:grid;place-items:center;color:var(--brand);box-shadow:var(--shadow);flex:none}
.page-hero .ico svg{width:38px;height:38px}
.page-hero h1{font-family:var(--jp-head);font-size:clamp(28px,4vw,44px);font-weight:900;line-height:1.35;letter-spacing:.02em;margin-top:4px}
.page-hero .lead{color:var(--ink-2);margin-top:20px;max-width:720px}

.risk-tabs{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:78px;z-index:40}
.risk-tabs ul{display:flex;gap:6px;overflow-x:auto;padding:12px 0;scrollbar-width:none}
.risk-tabs ul::-webkit-scrollbar{display:none}
.risk-tabs a{display:block;white-space:nowrap;padding:8px 16px;border-radius:999px;font-size:13.5px;font-weight:700;color:var(--ink-2);background:var(--bg-gray);transition:background .2s,color .2s}
.risk-tabs a:hover{color:var(--brand-deep);background:var(--bg-warm)}
.risk-tabs a[aria-current="page"]{background:var(--grad);color:#fff}

.risk-body{padding:72px 0 40px}
.risk-group{display:grid;grid-template-columns:260px 1fr;gap:40px;padding:40px 0;border-top:1px solid var(--line)}
.risk-group:first-child{border-top:0;padding-top:0}
.risk-group h2{font-family:var(--jp-head);font-size:20px;line-height:1.5;position:relative;padding-left:18px}
.risk-group h2::before{content:"";position:absolute;left:0;top:.35em;bottom:.35em;width:4px;border-radius:4px;background:var(--grad)}
.risk-group h2 small{display:block;font-family:var(--en);font-size:12px;font-weight:600;letter-spacing:.12em;color:var(--brand);margin-bottom:4px}
.products{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px}
.product{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px 26px;transition:box-shadow .2s,border-color .2s}
.product:hover{box-shadow:var(--shadow);border-color:#F3D9BF}
.product h3{font-family:var(--jp-head);font-size:17.5px;line-height:1.5;margin-bottom:8px;display:flex;gap:10px;align-items:flex-start}
.product h3::before{content:"";flex:none;width:8px;height:8px;border-radius:50%;background:var(--brand);margin-top:.62em}
.product p{font-size:14.5px;color:var(--ink-2)}
.product .tag{display:inline-block;font-size:11.5px;font-weight:700;color:var(--brand-deep);background:var(--bg-warm);border-radius:6px;padding:1px 8px;margin-left:4px;vertical-align:middle}
.see-also{margin-top:8px;font-size:14px;color:var(--ink-2)}
.see-also a{color:var(--brand);font-weight:700}

.risk-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:20px}
.risk-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;display:flex;flex-direction:column;transition:box-shadow .2s,border-color .2s,transform .2s}
.risk-card:hover{box-shadow:var(--shadow);border-color:#F3D9BF;transform:translateY(-2px)}
.risk-card .top{display:flex;align-items:center;gap:14px;margin-bottom:14px}
.risk-card .i{width:52px;height:52px;border-radius:14px;background:var(--bg-warm);display:grid;place-items:center;color:var(--brand);flex:none}
.risk-card .i svg{width:28px;height:28px}
.risk-card h2{font-family:var(--jp-head);font-size:21px;line-height:1.4}
.risk-card h2 small{display:block;font-family:"Noto Sans JP";font-size:12.5px;font-weight:500;color:var(--ink-3)}
.risk-card ul{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:22px}
.risk-card li{font-size:12.5px;background:var(--bg-gray);border-radius:999px;padding:3px 12px;color:var(--ink-2)}
.risk-card .link-arrow{margin-top:auto}

.page-cta{padding:40px 0 110px}

/* 方針ページ */
.policy{max-width:860px;margin:0 auto;font-size:15px;line-height:2}
.policy h2{font-family:var(--jp-head);font-size:19px;line-height:1.5;margin:44px 0 14px;padding-left:16px;position:relative}
.policy h2::before{content:"";position:absolute;left:0;top:.3em;bottom:.3em;width:4px;border-radius:4px;background:var(--grad)}
.policy > h2:first-child,.policy-date + h2{margin-top:0}
.policy p{margin:0 0 12px;color:var(--ink-2)}
.policy ul{margin:4px 0 16px;padding-left:4px}
.policy li{position:relative;padding-left:18px;margin-bottom:6px;color:var(--ink-2)}
.policy li::before{content:"";position:absolute;left:2px;top:.85em;width:6px;height:6px;border-radius:50%;background:var(--brand)}
.policy a{color:var(--brand);word-break:break-all}
.policy-box{background:var(--bg-warm);border-radius:14px;padding:18px 22px;margin:8px 0 18px;color:var(--ink)}
.policy-date{text-align:right;font-size:13px;color:var(--ink-3) !important;margin-bottom:28px !important}
.policy-sign{text-align:right;margin-top:32px !important;color:var(--ink) !important}

/* 事故受付ページ */
.acc-desks{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.acc-desk{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 28px;display:flex;flex-direction:column;gap:10px}
.acc-desk img{height:40px;width:auto;object-fit:contain;align-self:flex-start;margin-bottom:6px}
.acc-desk .lbl{font-weight:700;font-size:14.5px;line-height:1.5}
.acc-desk .lbl small{display:block;font-weight:400;font-size:12.5px;color:var(--ink-3)}
.acc-desk .tel{font-family:var(--en);font-size:32px;font-weight:600;line-height:1.2;letter-spacing:.02em;display:flex;align-items:center;gap:8px}
.acc-desk .tel svg{width:24px;height:24px;color:#D0391A}
.acc-desk .link-arrow{margin-top:4px;font-size:14px}
.acc-types{grid-template-columns:repeat(4,1fr);margin-bottom:0}

@media (max-width:860px){
  .page-hero{padding:28px 0 40px}
  .crumb{margin-bottom:20px}
  .page-hero .ico{width:56px;height:56px;border-radius:16px}
  .page-hero .ico svg{width:30px;height:30px}
  .risk-tabs{top:64px}
  .risk-body{padding:48px 0 24px}
  .risk-group{grid-template-columns:1fr;gap:18px;padding:32px 0}
  .products{grid-template-columns:1fr}
  .product{padding:20px}
  .risk-cards{grid-template-columns:1fr}
  .risk-card{padding:22px}
  .page-cta{padding:24px 0 76px}
  .acc-desks{grid-template-columns:1fr}
  .acc-desk{padding:22px}
  .acc-desk .tel{font-size:28px}
  .acc-types{grid-template-columns:1fr 1fr}
}